Buying a property with Aroha
Team Aroha are conscious that purchasing a property whether it is your first home, an investment or just a step up or down the ladder it is not only exciting, but can also be a little stressful too. Therefore here at Aroha Properties we aim to ensure that we make the process as smooth & as easy as possible and will help guide you through the purchase of your new home. We will work closely with all solicitors, financial advisors & estate agents involved to ensure that your purchase is as hassle free as possible.
We are always at the end of the phone and appreciate that you may have not purchased a property before or could just be finding the process difficult, so please do not be reluctant to call or email the office, we are always happy to help.
What you need to do next
If required, please ensure that your mortgage application is up to date and in order, before you decide to view or make any offers on a property, we can offer mortgage advice and put you in touch with our local & trusted financial advisors if required.
Choosing a solicitor - This next step is very important & the success of a nice & simple purchase begins with choosing the right solicitor, we can offer advice on local solicitors, who we have dealt with many times & trust completely. Alternatively your financial adviser may be able to guide you in the right direction, this will allow you to start the ball rolling and get the show on the road!
Please ensure you return all documentation that is sent to you from your solicitor as quickly as possible.
Surveys - You will need to decide whether or not you would like to have a survey carried out on the property, if you are purchasing using a mortgage then this is a requirement. If you need any more guidance in relation to having a survey please do not hesitate to contact us and we will be able to give the contact information for several local surveyors.
Your solicitor/financial adviser will notify you if stamp duty is payable. With changes in stamp duty levels, it is worth keeping the stamp duty calculator to hand.
The HMRC have a stamp duty calculator HMRC Online Stamp Duty Calculator - https://www.stampdutycalculator.org.uk/
You've done it! The day is here! Once your solicitors have informed us that we are free to hand over the keys, you may arrange collection with ourselves & start your life in your new home, hopefully, for years to come!